![]() This is a simplification since the EMV specifications include other cardholder verification methods as well. ![]() These transactions are often referred to as "Chip and PIN" because PIN entry is required to verify the customer is the genuine cardholder. The standard covers the processing of credit and debit card payments using a card that contains a microprocessor chip. "EMV® is a global standard for credit and debit payment cards based on chip card technology" taking its name from the card schemes Europay, MasterCard, and Visa - the original card schemes that developed it. What is EMV Chip Card Technology? EMV Definition
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